Which Government Schemes Can You Get?
Answer a few quick questions to see which central government schemes you may be eligible for. Each result links to a plain-language guide with the benefit, eligibility rules, documents, and the official website to apply.
This tool shows schemes you may qualify for, not a final decision. Eligibility is decided by the government department running each scheme. Always confirm on the official portal. Your answers stay in your browser; nothing is saved or sent. Last verified October 21, 2026.
Schemes you may qualify for
Fill in your age and what you do to see matching schemes.
All schemes covered
Farmers
- PM-KISAN: Direct income support of ₹6,000 a year for landholding farmer families, paid in three instalments straight to their bank accounts.
Health
- Ayushman Bharat PM-JAY: Free hospital treatment up to ₹5 lakh per family per year at empanelled hospitals, plus a separate ₹5 lakh cover for every senior citizen aged 70 and above, regardless of income.
Housing & Energy
- PMAY-Urban 2.0: Help for urban EWS, LIG and MIG families to build, buy or rent a home, including an interest subsidy on home loans.
- PM Surya Ghar: A central subsidy of up to ₹78,000 for installing rooftop solar on your home, to cut or eliminate electricity bills.
Women & Girls
- PM Ujjwala Yojana: Deposit-free LPG connections for adult women from poor households that don't yet have a gas connection.
- Sukanya Samriddhi Yojana: A government-backed savings account for a girl child, with tax benefits, for her education and marriage.
- PM Matru Vandana Yojana: Cash support for pregnant women and new mothers: ₹5,000 for the first child and ₹6,000 if the second child is a girl.
Insurance & Pension
- PMJJBY: ₹2 lakh life insurance for death from any cause, for ₹436 a year, auto-debited from your bank account.
- PMSBY: ₹2 lakh accident insurance for just ₹20 a year.
- Atal Pension Yojana: A guaranteed monthly pension of ₹1,000 to ₹5,000 from age 60, mainly for workers in the unorganised sector.
Business, Vendors & Artisans
- PM Mudra Yojana: Collateral-free business loans up to ₹20 lakh for small non-farm businesses, through banks and lenders.
- PM SVANidhi: Small working-capital loans for street vendors: ₹15,000, then ₹25,000, then ₹50,000, with an interest subsidy for timely repayment.
- PM Vishwakarma: Training, a toolkit grant and low-interest loans up to ₹3 lakh for artisans and craftspeople in 18 traditional trades.
We cover major central government schemes and check them against official sources. For state schemes, see the government's myScheme portal.