Government Schemes · Business, Vendors & Artisans

PM Vishwakarma 2026: Eligibility, Benefits & How to Apply

Training, a toolkit grant and low-interest loans up to ₹3 lakh for artisans and craftspeople in 18 traditional trades.

Always confirm on the official portal before applying. We summarise the scheme in plain language and link to the government source; rules can change. Last verified October 21, 2026. Official portal →

Benefit

Skill training with a ₹500 daily stipend, a toolkit e-voucher up to ₹15,000, and collateral-free loans of ₹1 lakh and then ₹2 lakh at a concessional 5% interest, plus recognition through a PM Vishwakarma certificate and ID card.

Who is eligible

Who is not eligible

Documents you need

How to apply

  1. Register at a Common Service Centre (CSC) through the pmvishwakarma.gov.in portal.
  2. Verification is done at the gram panchayat/urban local body, district and state levels.

Official website: pmvishwakarma.gov.in. The full list of 18 trades is on the official portal.

Administered by the Ministry of Micro, Small & Medium Enterprises. You can also search all central and state schemes on the government's myScheme portal.

Frequently Asked Questions

How much loan is given under PM Vishwakarma?

Up to ₹3 lakh in two tranches, ₹1 lakh and then ₹2 lakh, at a concessional 5% interest rate.

What is the toolkit amount under PM Vishwakarma?

An e-voucher of up to ₹15,000 for buying tools.

Find other schemes you may qualify for

Answer a few questions in our government schemes eligibility finder.

  • PM Mudra Yojana: Collateral-free business loans up to ₹20 lakh for small non-farm businesses, through banks and lenders.
  • PM SVANidhi: Small working-capital loans for street vendors: ₹15,000, then ₹25,000, then ₹50,000, with an interest subsidy for timely repayment.

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