PM Vishwakarma 2026: Eligibility, Benefits & How to Apply
Training, a toolkit grant and low-interest loans up to ₹3 lakh for artisans and craftspeople in 18 traditional trades.
Benefit
Skill training with a ₹500 daily stipend, a toolkit e-voucher up to ₹15,000, and collateral-free loans of ₹1 lakh and then ₹2 lakh at a concessional 5% interest, plus recognition through a PM Vishwakarma certificate and ID card.
Who is eligible
- Artisans and craftspeople aged 18 or above, working in one of 18 trades (including carpenter, blacksmith, goldsmith, potter, sculptor, mason, tailor, cobbler, barber, washerman, boat maker, locksmith and fishing net maker).
- Only one member per family (self, spouse and unmarried children).
Who is not eligible
- Government employees and their family members.
- Those who took loans under PMEGP, Mudra or PM SVANidhi in the past five years (unless fully repaid).
Documents you need
- Aadhaar
- Mobile number
- Bank account details
- Ration card (for family details)
How to apply
- Register at a Common Service Centre (CSC) through the pmvishwakarma.gov.in portal.
- Verification is done at the gram panchayat/urban local body, district and state levels.
Official website: pmvishwakarma.gov.in. The full list of 18 trades is on the official portal.
Administered by the Ministry of Micro, Small & Medium Enterprises. You can also search all central and state schemes on the government's myScheme portal.
Frequently Asked Questions
How much loan is given under PM Vishwakarma?
Up to ₹3 lakh in two tranches, ₹1 lakh and then ₹2 lakh, at a concessional 5% interest rate.
What is the toolkit amount under PM Vishwakarma?
An e-voucher of up to ₹15,000 for buying tools.
Find other schemes you may qualify for
Answer a few questions in our government schemes eligibility finder.
- PM Mudra Yojana: Collateral-free business loans up to ₹20 lakh for small non-farm businesses, through banks and lenders.
- PM SVANidhi: Small working-capital loans for street vendors: ₹15,000, then ₹25,000, then ₹50,000, with an interest subsidy for timely repayment.